What We Offer
First Choice Title and Escrow Services, Inc. is a title agency with one goal: to provide our clients with superior title and closing services.
Transaction Type Expertise
- Refinance, Purchase, and Equity Loan Transactions
- REO/Short Sale/ Default Transactions
- Reverse Mortgages
- FHA Fannie Mae and Conventional Loan Transactions
- MDEAT formally known as HAP/MMAP Certified Title and Closing Services/Title Searches
- Title Examinations
- Lien Searches
- Title Insurance
- Full Closing /Settlement Services/Witness Closing Services
- Document Preparation
- Mobile Closings
Title Insurance Overview
We understand that you may have some questions regarding title insurance. Below are some commonly asked questions regarding title insurance that we hope will assist you in determining your title insurance needs.
What is Title Insurance?
Title insurance protects against loss or damage resulting from defects that affect the title to your home or place of business.
What does title insurance protect?
There are two basic types of title insurance policies:
(1) Owners title insurance protects the real estate owner’s investment.
(2) Mortgage lender insurance- If a mortgage is to be placed on your new home or business, the lender will probably require to purchase title insurance to protect its position as a holder of a mortgage loan, but this lender’s title insurance policy doesn’t protect the real estate owner.
What should I look for in selecting a title insurance company?
You should select a company that has a sound reputation, experience in all phases of title insurance, and efficient and dependable service to policy holders. First Choice Title and Escrow Services, Inc., and its underwriter, North American Title Insurance Company have an outstanding record in all of these areas, and can also offer you many other superior services.
